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Founded by Praveen Jain, Jainsons Fraternity Fund is a registered chit fund company operating in full compliance with all government rules and regulations. We specialize in offering secure and transparent chit fund schemes that empower individuals to achieve their financial goals. As part of a reputable business group, which includes Ganpati Road Carrier PVT. LTD., Kanpur Carrier (Retail Outlet of BPCL), PSR Trans Logistics LLP, and Tune Truck Solution, we bring decades of leadership and expertise to build trust and reliability in every interaction. Our mission is to provide accessible financial solutions that prioritize community welfare, savings, and investment opportunities, while upholding the highest standards of integrity and transparency
The ₹ 20 Lakh Chit for 30 Months plan by Jainsons Fraternity Fund is a secure and transparent way for individuals and small businesses in Nagpur to manage savings and investments collectively. A group of 30 members contributes a fixed monthly amount over 30 months, creating a pooled fund of ₹20,00,000. Each month, one member receives the total chit amount through a fair lucky draw or auction, while others continue contributing until everyone has received their payout. This plan encourages disciplined savings, provides easy access to emergency funds, and fosters community-based trust. For more details, contact +91 91512 22436.
The ₹ 20 Lakh Chit for 30 Months plan by Jainsons Fraternity Fund is an effective way to manage savings and investments collectively. Chit funds are traditional, community-driven financial instruments that allow members to save regularly while having the opportunity to access lump-sum amounts when needed. This scheme is ideal for individuals or small businesses looking for a disciplined, transparent, and trustworthy method to grow their finances.
This plan involves a group of members contributing a fixed monthly amount over 30 months to create a pooled fund of ₹ 20 Lakh. Each month, one member receives the total chit amount through a lucky draw or auction process.
| Scheme Details | Information |
|---|---|
| Total Chit Value | ₹20,00,000 |
| Total Members | 30 |
| Scheme Duration | 30 Months |
| Monthly Contribution per Member | ₹66,667 |
| Maximum Commission | Up to 5% |
| Payout Method | Lucky Draw / Auction |
| Organizer | Jainsons Fraternity Fund Pvt. Ltd. |
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The ₹ 20 Lakh Chit for 30 Months works through a simple, fair process:
Formation of Group:
A group of 30 members is formed, agreeing to contribute every month for 30 months.
Monthly Contribution:
Each member contributes ₹66,667 monthly to build a total pool of ₹20,00,000.
Monthly Draw:
If only one member requests the payout, they automatically receive the chit for the month.
If multiple members request, a lucky draw determines the winner.
Payout to Winner:
The selected member receives the total chit amount minus a small commission (up to 5%).
Cycle Repeats:
The process continues until every member has received their turn once.
Completion:
After 30 months, all members have received the total chit amount, completing the cycle successfully.
| Description | Amount (₹) |
|---|---|
| Monthly Collection | 20,00,000 |
| Maximum Commission (5%) | 1,00,000 |
| Net Payout to Winner | 19,00,000 |
| Monthly Contribution (per member) | 66,667 |
| Duration | 30 Months |
This table illustrates how members contribute regularly while having an equal chance to receive the total chit amount each month.
Disciplined Savings: Encourages regular monthly contributions.
Emergency Funds: Members can access lump-sum amounts in case of urgent financial needs.
Community Trust: Operates on mutual trust within the group.
Flexible Use: Payouts can be used for personal, family, or business purposes.
Fair & Transparent: Lucky draw ensures fair selection each month.
Dual Benefits: Early recipients can meet immediate financial needs, while later recipients earn higher effective returns.
Who Can Join:
Indian citizens aged 18 years or above with valid ID proof.
Documents Required:
Aadhaar / PAN Card
Passport-size Photograph
Address Proof (Electricity Bill, Rent Agreement, etc.)
How to Enroll:
Members can join the ₹ 20 Lakh Chit for 30 Months scheme by contacting Jainsons Fraternity Fund Pvt. Ltd. directly through their office or representative.
Don’t Just Save, Multiply!Enroll in a monthly chit fund and enjoy financial freedom.
Contributions must be paid monthly before the due date.
A maximum commission of 5% applies.
Lucky draw results are final and transparent.
Late contributions may attract nominal penalties.
Chit cycle completes automatically after all members have received the payout.
At Jainsons Fraternity Fund, we combine trust, experience, and transparency to provide a reliable online chit fund solution:
Government Registered: Fully compliant with chit fund regulations.
Transparent Operations: Every transaction is clear and monitored.
Flexible Plans: Designed for different financial needs.
Dual Benefits:
For Savers: Build disciplined savings while earning returns.
For Borrowers: Access funds quickly without high bank interest.
Reliable Payouts: On-time distribution every month.
Professional Management: Backed by decades of experience ensuring smooth operations.
The ₹ 20 Lakh Chit for 30 Months plan is a perfect option for those seeking disciplined savings, transparent operations, and a trustworthy chit fund company. It helps members manage savings efficiently, access emergency funds, and participate in a community-driven financial system that ensures fairness and flexibility.
📞 For More Information: +91 91512 22436
Here’s a detailed comparison table for the ₹ 20 Lakh Chit for 30 Months scheme versus other popular investment options like mutual funds, gold, and fixed deposits. This is designed to help readers quickly understand the benefits, risks, and features:
| Feature / Parameter | 20 Lakh Chit for 30 Months | Mutual Funds | Gold | Fixed Deposit (FD) |
|---|---|---|---|---|
| Nature of Investment | Community-based pooled fund | Market-linked securities | Physical/ETC investment | Bank deposit |
| Minimum Contribution | ₹66,667 per month | Varies (SIP/one-time) | Varies by weight/price | Varies by bank |
| Duration | 30 months | Flexible (short/long-term) | Flexible | 6 months – 10 years |
| Access to Funds | Monthly lucky draw / early withdrawal possible | Redeem anytime (subject to NAV) | Sell anytime | Locked until maturity (penalties for early withdrawal) |
| Returns | Up to 5% benefit for later recipients, lump-sum access for early members | Market-dependent; can vary significantly | Price appreciation; market-dependent | Fixed interest rate (low-risk) |
| Risk Level | Low – regulated and transparent | Medium to High – market volatility | Medium – price fluctuations | Low – insured up to certain limit |
| Liquidity | Moderate – members must follow monthly contributions | High | High | Low to Moderate |
| Community & Trust Factor | High – built-in social trust, group accountability | Low | Low | Low |
| Use Case | Emergency funds, savings, personal/business goals | Wealth creation, long-term growth | Hedge against inflation, wealth storage | Safe savings, predictable returns |
| Tax Implications | Taxable as per income received | Depends on capital gains | Depends on capital gains | Interest taxable per slab |
The ₹ 20 Lakh Chit for 30 Months scheme offers a disciplined, community-driven savings plan with fair access to lump-sum amounts and moderate returns, making it suitable for both emergency funds and planned financial goals.
Unlike market-dependent investments like mutual funds or gold, it provides predictable payouts and fosters a sense of trust and accountability among members.
FDs are safe but lack flexibility and community benefits.
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Disclaimer The schemes mentioned on this website are chit fund plans offered by Jainsons Fraternity Fund Pvt. Ltd. All investments are subject to terms and conditions of the respective chit fund agreement. The returns and payouts depend on the monthly contributions, lucky draw results, and compliance with the scheme rules. Jainsons Fraternity Fund ensures transparency and legal compliance; however, past performance does not guarantee future results. Members are advised to read the full scheme document carefully before enrolling.
The ₹ 20 Lakh Chit for 30 Months is a structured chit fund scheme where members contribute monthly to a pooled fund. One member receives the total amount each month through a fair draw. Managed by a trusted chit fund company, it is a secure chit fund option for savings, investments, and emergency financial needs.
This online chit fund allows members to contribute monthly from anywhere. At the end of each month, a lucky draw determines who receives the chit amount. The process is transparent and monitored, making it a secure chit fund scheme. Members can easily track their contributions and payouts, making it one of the best chit funds near me options.
Any Indian citizen aged 18 years or above can join this chit fund scheme. Members must provide valid ID proof and address verification. Managed by a reliable chit fund company, the scheme offers both security and flexibility, making it a top choice for those searching for trustworthy chit funds near me.
Unlike fixed deposits, this chit fund scheme gives members a chance to access lump sums during the cycle. Managed by a professional chit fund company, it is a secure chit fund option. The ₹ 20 Lakh Chit for 30 Months plan combines the benefits of disciplined savings, fair monthly payouts, and a flexible community-based approach.
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