Active members:
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Founded by Praveen Jain, Jainsons Fraternity Fund is a registered chit fund company operating in full compliance with all government rules and regulations. We specialize in offering secure and transparent chit fund schemes that empower individuals to achieve their financial goals. As part of a reputable business group, which includes Ganpati Road Carrier PVT. LTD., Kanpur Carrier (Retail Outlet of BPCL), PSR Trans Logistics LLP, and Tune Truck Solution, we bring decades of leadership and expertise to build trust and reliability in every interaction. Our mission is to provide accessible financial solutions that prioritize community welfare, savings, and investment opportunities, while upholding the highest standards of integrity and transparency
The 30 Lakh Chit for 40 Months scheme by Jainsons Fraternity Fund is a smart and reliable savings plan that helps members build financial discipline while offering easy access to funds when needed. Under this chit fund, 40 members contribute monthly, and one member receives the ₹30 lakh prize amount each month through a fair and transparent system. It’s a secure chit fund option that blends savings, investment, and community trust, ideal for both personal and business financial goals. To know more or enroll today, contact us at +91 91512 22436.
Managing finances can often feel challenging, especially when balancing savings and unexpected expenses. A chit fund offers a smart, community-based solution that encourages disciplined saving while giving members easy access to funds when needed. The 30 Lakh Chit for 40 Months by Jainsons Fraternity Fund is a transparent and secure plan designed for individuals and small business owners who want to grow their money systematically while maintaining liquidity.
Under this chit fund scheme, a group of members comes together to contribute a fixed amount every month, creating a collective pool of ₹30,00,000 over 40 months.
Total Value: ₹30,00,000
Duration: 40 Months
No. of Members: 40
Monthly Contribution per Member: ₹75,000
Each month, one member receives the full chit amount through a fair and transparent process, while the rest continue contributing until everyone has received the fund once.
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Group Formation: 40 members agree to participate in the 30 Lakh chit group for a 40-month cycle.
Monthly Contribution: Every member contributes ₹75,000 monthly.
Fund Collection: The total monthly collection becomes ₹30,00,000 (₹75,000 × 40).
Payout Process:
If only one member requests the fund, they receive the full amount for that month.
If multiple members show interest, a lucky draw is conducted to select one winner.
Cycle Continuation: Each month, a new winner is chosen until all 40 members have received the fund once.
Commission: A nominal commission (up to 5%) is deducted to manage the scheme and ensure smooth operation.
Completion: After 40 months, every participant has received the chit once, completing the cycle.
| Particulars | Details |
|---|---|
| Total Members | 40 |
| Total Fund Value | ₹30,00,000 |
| Monthly Contribution | ₹75,000 |
| Duration | 40 Months |
| Monthly Payout | ₹30,00,000 |
| Commission | Up to 5% per draw |
| Lucky Draw Basis | Fair and transparent system |
For example, if a member wins in the 10th month, they’ll receive ₹30,00,000 (minus deductions), while continuing to contribute ₹75,000 for the remaining months. Members who win later effectively earn more as their savings grow interest-free.
Disciplined Saving: Encourages monthly savings that build into a substantial lump sum.
Emergency Fund Access: Members can request early payouts for urgent needs like education, healthcare, or business expenses.
Transparent and Secure: A secure chit fund model with fair and regulated operations.
Community-Based Trust: Built on mutual cooperation among participants.
Flexible Financial Planning: Suitable for individuals, families, and small business owners.
Anyone above 18 years of age with valid identification can join the 30 Lakh chit for 40 months scheme.
Documents Required:
ID Proof (Aadhaar Card / PAN Card)
Address Proof
Recent Passport Photo
Bank Account Details
To enroll, visit your nearest chit fund company branch or contact Jainsons Fraternity Fund for online registration assistance.
Monthly payments must be made on or before the due date.
A small commission (up to 5%) is deducted each month for management and operational expenses.
The payout is conducted through a lucky draw if more than one member requests the fund.
Non-payment or delayed payments may attract penalties as per company policy.
At Jainsons Fraternity Fund, we pride ourselves on integrity, transparency, and reliability.
Government Registered: Fully compliant and regulated chit fund company.
Transparent Operations: Every process, from fund collection to payout, is open and accountable.
Flexible Plans: Multiple chit fund schemes designed for varying financial goals.
Reliable Payouts: Guaranteed on-time disbursement to ensure financial stability.
Experienced Management: Backed by years of trust and professional administration.
Our online chit fund platform also enables easy participation and tracking for members who prefer convenience and digital access.
The 30 Lakh Chit for 40 Months plan by Jainsons Fraternity Fund is more than a savings tool — it’s a disciplined financial system built on trust, cooperation, and reliability. Perfect for anyone looking to balance savings with easy access to funds, this chit fund offers a safe, community-driven path toward financial growth.
For more details or to join, contact us at +91 91512 22436.
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| Feature / Investment Type | 30 Lakh Chit for 40 Months | Mutual Funds | Gold | Fixed Deposits (FDs) |
|---|---|---|---|---|
| Type of Investment | Community-based savings & loan | Market-linked investment | Commodity investment | Bank deposit |
| Returns | Up to 5% benefit via interest for late chits; flexible lump sum payouts | Market-dependent (5–15% approx.) | Market-dependent, fluctuates with gold prices | Fixed interest (4–7%) |
| Liquidity | Monthly payouts via lucky draw or request | Moderate, depending on fund type | Moderate, needs selling process | Low, premature withdrawal may reduce returns |
| Risk Level | Low (regulated & transparent) | Moderate to High | Moderate (price volatility) | Very Low |
| Access to Lump Sum | Yes, anytime via payout request or lucky draw | No, depends on redemption | No, depends on sale of gold | No, except premature withdrawal penalty |
| Community / Social Benefit | Yes, encourages trust & disciplined saving | No | No | No |
| Tax Implications | Depends on capital gains and interest | Long-term & short-term capital gains apply | Capital gains tax on sale | Interest taxable as per slab |
| Flexibility | High, members can join multiple schemes & request early payout | Moderate | Low | Low |
| Transparency | High, all transactions monitored & recorded | High (fund reports available) | Medium | High (bank records) |
| Best Suited For | Individuals & small businesses seeking disciplined savings and lump sum access | Investors seeking wealth growth via market | Investors seeking commodity exposure | Risk-averse savers seeking guaranteed interest |
This table clearly shows that 30 Lakh Chit Fund provides a unique combination of disciplined savings, easy access to funds, and community trust—something traditional investments like Mutual Funds, Gold, or FDs do not fully offer.
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Disclaimer The schemes mentioned on this website are chit fund plans offered by Jainsons Fraternity Fund Pvt. Ltd. All investments are subject to terms and conditions of the respective chit fund agreement. The returns and payouts depend on the monthly contributions, lucky draw results, and compliance with the scheme rules. Jainsons Fraternity Fund ensures transparency and legal compliance; however, past performance does not guarantee future results. Members are advised to read the full scheme document carefully before enrolling.
The 30 Lakh Chit for 40 Months is a community-based savings and investment plan offered by Jainsons Fraternity Fund, a trusted chit fund company. In this secure chit fund, 40 members contribute monthly for 40 months, and one member receives ₹30 lakh each month through a transparent and fair lucky draw system.
In this transparent chit fund scheme, if only one member requests the payout, they automatically receive it. If multiple members express interest, a lucky draw is conducted to ensure fairness. This method makes the chit fund both transparent and trustworthy for all participants.
Yes, absolutely. Jainsons Fraternity Fund is a government-registered chit fund company that operates under legal compliance. Every transaction is transparent, and records are maintained to ensure a secure chit fund experience. Members can confidently save and invest without worrying about safety or hidden charges.
You can easily join this online chit fund by contacting Jainsons Fraternity Fund. The process requires basic KYC documents like Aadhaar, PAN, and bank details. Whether you’re looking for chit funds near me or prefer digital enrollment, Jainsons offers simple and secure options to get started.
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